16 February 2022

An A.I. Driven Investing Platform ~ Kenanga Digital Investing (with Referral Code)

What is hindering you from investing? Maybe, the conventional way of investing is riddled with technicalities, exclusivity, hidden charges, and high fees, not to mention the long onboarding forms and lack of transparency. Is this your concern?

In fact, today, you no longer need to be a financial whiz to invest. What is the option available to you in this modern era? Answer: We can use technology to demystify conventional investing by having A.I. to take care of your investments round the clock, anytime, anywhere, even when you're sleeping.

Sure or not?
The word A.I. must be very expensive lol?

Kenanga Digital Investing (KDI) is a fully automated Artificial Intelligence (A.I.) digital investment management platform (also known as ‘Robo-advisory’) designed to revolutionise the way you invest your money.

Benefits of save, invest, earn with KDI platform

Who is KDI actually ???
  • KDI is regulated by the Securities Commission Malaysia
  • KDI is one of the new financial initiatives of Kenanga Investment Bank Berhad (KIBB), following the success of its joint venture, Rakuten Trade ( referral code: 37c35ESFNO ).
  • KIBB was known as Malaysia’s leading independent investment bank with over 47 years of experience
  • KIBB provides equity broking, investment banking, treasury, Islamic banking, listed derivatives, investment management, wealth management, structured lending and trade financing services.
  • KIBB services are regulated by the Securities Commission Malaysia and Bank Negara Malaysia.

Are you ready to be ahead with KDI?

It's time for you to take complete control of your cash and make it work harder for you. Based on your goals and timeline, save for your vacations, invest in your business, and earn the life you deserve today. Currenlty, the KDI platform offers two core products, namely KDI Save and KDI Invest:
  1. KDI Save

    KDI Save is designed to ensure you get more attractive returns compared to your basic savings or even fixed deposits while enjoying the flexibility of being able to deposit and withdraw at your convenience without penalties.

  2. KDI Invest

    KDI Invest helps you invest in a basket of selected Exchange Traded Funds (ETFs) listed in the United States of America (U.S.) that matches its investment preferences. Through KDI Invest, you benefit from accessing the multiple asset classes from the global markets in order to enjoy a wider diversification and risk management. With 24/7 A.I. to monitor your portfolio, gain peace of mind while your investments work for you.
The KDI platform offers two core products, namely KDI Save and KDI Invest. *The KDI Save 3% fixed interest rate is subject to terms and conditions apply.

In short, KDI has broken down the barriers of conventional investing and simplified this journey for us so that we can start growing our wealth without any fuss or complications.

What are the charges?
  1. KDI Save

    Zero management fees and no hidden expense ratio fees. 😶 Can't believe it? It was really like this. Lol. Because this is for pure saving purpose only. The minimum investment amount for KDI Save is RM100.

  2. KDI Invest

    First, KDI Invest is completely FREE for investments below RM3,000 while investors above that limit will be charged a management fee of between 0.3% to 0.7% per annum. 😃 Refer to the pricing table below.

    Secondly, there are expense ratio fees charged by ETF fund level averaging at 0.2-0.4% per annum and it is already embedded in the fund price or, in other words, will be automatically deducted or offset from your investment’s NAV.

    Thirdly, there would be a currency conversion cost of 0.2% of amounts transferred to and from KDI Invest – it includes transfer from KDI Save to KDI Invest and vice versa, as well as making deposits to or withdrawals from KDI Invest.

    The minimum investment amount for KDI Invest is RM250.

Good. How to get started?
  1. Click here to Sign Up.
  2. Complete the details (upload your NRIC photos also)
  3. Done!
( 💝 Bonus: Earn RM10 when you invest RM250 via your KDI Invest with this link bearing the KDI referral code: 100260 . Terms & Conditions Apply )

In actual fact, this is not the first time we wrote about Robo-advisory. Check out our previous blog posts on Robo-advisory. Stay tuned for more FinTech related topics here.

Happy Investing ☺

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  1. Hello
    Let me know how to successfully register because I failey to register cos account not matching.

    1. Finance MalaysiaSunday, July 17, 2022

      Hi, you may seek help from KDI via this link: https://digitalinvesting.com.my/contact-us/


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