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20 October 2021

Getting the Cash, Without a Bank

At different stages of life, we need money for different reasons. Sometimes, the things we want to do involves a huge sum of money. It can be to start a business, to expand a business, to make an investment, to buy a property, and others.

Unless you are independently wealthy enough to fund and support the things you want to accomplish in life, at some point in your life, you may need to seek for financial aid.









Creativity, resourcefulness, and networking will play a pivotal role in determining the success of your financial assistance. Without thinking of different solutions, people will just usually turn to the nearest banks for financial assistance. Actually, there are a whole lot of financial solutions out there.  

When people seek for financial aid from banks, they often faced similar problems. Imagine this, you are in need of emergency funds, but yet your loan applications are persistently rejected by the banks. Or the banks are asking you a ton of questions that are only wasting your time and not approving your loan. It can be frustrating, isn’t it?

Banks are banks, they are just made from brick and mortar. They do not feel you or understand you. They only know how to follow a fixed procedure that has never changed since probably the last decade.

Creative finance methods that you should consider

13 October 2021

The new URUS Programme for B50. And, how to define B50 category?

As reported on TheEdge early this month, banks have come up with a counter-proposal to the government's interest waiver plan, and some banking sources say it has been submitted to the authorities.

On Sept 14, Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz announced that the ministry had instructed banks to immediately work on the exemption from interest payments for bank loan moratorium recipients under the B50 category — indicating Malaysians in the bottom 50% income bracket group — for the October to December period of 2021.


Today, Prime Minister Datuk Seri Ismail Sabri Yaakob has announced that the  Financial Management and Resilience Programme (URUS) for borrowers in the B50 income group will be set up by the banking sector soon.

Yeah! we finally can have a glimpse of it. However, what is the programme actually? And, of course, the most popular question being asked by all of you is: "Am I fall under the B50 category?"

Details as per below:

12 October 2021

Malaysia already has THREE Unicorns and they are... (as of October 2021)

Ever since we touched on the topic of Unicorn companies, our readers are very excited and argue that why Malaysia doesn't have a Unicorn (after our very first was being migrated to Singapore - Grab)?


Well well well... As of now (after MOSTI recently announcing that one of their goals is to create 5 Unicorn startups by 2025), suddenly we have THREE, and not ONE. Wow! So effective!

Okay lah... Coming back to the topic, who are they actually?

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09 October 2021

Alibaba Cloud appointed as an Official Cloud Service Provider to Accelerate Malaysia’s Digital Transformation

Alibaba Cloud, the digital technology and intelligence backbone of Alibaba Group has been recently appointed as a cloud service provider (CSP) for the government of Malaysia to help accelerate Malaysia’s cloud adoption and digital transformation.



This appointment was made with the release of the “Guidelines for Information Security Management through Cloud Computing in the Public Service 2021” by the Chief Government Security Office (CGSO) of Malaysia earlier this year.

With the appointment announced, Alibaba Cloud will further help boost the cloud adoption and migration as well as fulfilling cloud-first strategy especially among the government and public sectors in Malaysia by providing an advanced and comprehensive suite of cloud products and services ranging from elastic computing, database service, networking, security, middleware, to analytics and digital intelligence services powered by the two local data centres.