Recently, Finance Minister II Amir Hamzah Azizan shared that Bank Negara Malaysia (BNM) is reviewing whether to replace Regulation 78 (Rule 78) — a loan repayment calculation method that has long affected many Malaysian borrowers.
🤔 What’s the issue with Rule 78?
🤔 Why? Not good meh?
🤔 What kind of loan is using Rule 78 currently?



