21 August 2021

2021 Covid-19 Hospitalisation Insurance Coverage (Update)

As Covid-19 cases keep on increasing in Malaysia, there is mounting pressure on insurance companies to play their role by covering the cost of treatment, especially to their policyholders, on top of doing their part on corporate social responsibility.

Although a majority of our policy contracts stated clearly that there is an "exclusion clause on communicable diseases requiring quarantine by law", some insurance companies are kind enough to support the financial well-being of the affected family during this difficult pandemic period by covering the cost of Covid-19 treatment on a goodwill basis.

For your convenience, we have listed the latest info from selected insurance companies in Malaysia and a summary table below.

Click here for more info

Click here to find out more about Allianz We Care Community programme

Click here to find out more about Etiqa Covid-19 coverage.

Click here to find out in detail.

Click here to find out more about HLA Covid-19 related coverage.

Click here to find out more about Prudential Covid-19 related coverage.

Click here to find out more about Manulife Insurance Covid-19 related coverage.

The estimated cost of Covid-19 treatment per day at private hospitals

There is 5 category of Covid-19 stage.

Still very confusing? I know lah. No worry.

Below is the summary table of all the above-selected insurance companies with one glance view. Anyway, this is just a brief summary for ease of information sharing and if you want to find out the detail, please kindly contact your insurance company or agent or financial planner.

A brief summary of Covid-19 hospitalisation coverage offered by selected insurance companies.

Please take note:
  • The selected insurance companies are without any extra insurance charges
  • The Covid-19 hospitalisation coverage is based on medical plan limit, not some very low limit capping

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  1. You got your facts wrong. AIA covid coverage does not have an end date. We do not exclude pandemics in our contract. Pls amend.


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