(IPO Listing) FOODIE MEDIA ~ From KL Foodie to Bursa – Is It Delicious Enough?

Malaysia’s social media food empire, Foodie Media Bhd, best known for its KL Foodie brand, is about to make its public debut. With a RM75 million listing on Bursa Malaysia’s ACE Market, the company is stirring plenty of interest among retail investors and digital media enthusiasts alike.

🍜 From Passion to Platform

Foodie Media started in 2016 as Penang Foodie, founded by a group of young content creators led by Pinn Yang (Nicholas Lim).

21 Employee Recognition Ideas to Motivate and Retain Your Team

In today’s fast-changing workplace, money alone isn’t enough to keep employees motivated. What truly drives engagement, loyalty, and productivity is something much simpler — Recognition.

Whether it’s a public shoutout, a thoughtful note, or a team celebration, recognising effort and achievement can do wonders for morale.

It shows employees they’re valued, seen, and appreciated — and that’s a feeling that inspires long-term commitment.

🌟 Why Recognition Matters?

Personal Loan Borrowers MUST Read this Latest BNM's Policy

On 30 September 2025, Bank Negara Malaysia (BNM) released its latest Policy Document on Personal Financing, setting stronger safeguards for both financial service providers (FSPs) and borrowers.

The document aims to curb irresponsible lending practices while encouraging prudent borrowing behaviours among Malaysians.

🔑 Key Highlights of the New Policy 👀

Rule 78 Under Review: What it means for Borrowers in Malaysia?

Recently, Finance Minister II Amir Hamzah Azizan shared that Bank Negara Malaysia (BNM) is reviewing whether to replace Regulation 78 (Rule 78) — a loan repayment calculation method that has long affected many Malaysian borrowers.

🤔 What’s the issue with Rule 78?

🤔 Why? Not good meh?

🤔 What kind of loan is using Rule 78 currently?

Solarvest JV with Brookfield to Deliver 1.5GW Clean Energy in Malaysia

In a landmark move for Malaysia’s renewable energy sector, Brookfield Asset Management, a global investment powerhouse, has entered into a Joint Investment Framework Agreement with homegrown clean energy player Solarvest Holdings Bhd.

The partnership will see both parties develop, construct, and operate at least 1.5 GW of utility-scale solar and battery energy storage projects across Malaysia.

Among the projects that will be undertaking are:

1. Hybrid solar photovoltaic power plant and battery energy storage system (BESS),
2. Solar photovoltaic (PV) power plant, or
3. Standalone BESS

Recap, the current relevant renewable energy programmes available in Peninsular Malaysia are:

• Corporate Renewable Energy Supply Scheme (CRESS),
• Large Scale Solar Program (LSS),
• Battery Energy Storage System (MyBeST) program, and
• Self-Consumption Scheme (SELCO) 

Who is Brookfield?

Are Malaysians Willing to Pay for Sustainable Products?

According to the Malaysia Consumer Trend Report 2025, a nationwide survey of 500 Malaysians has found that 91% of consumers are open to the idea of purchasing sustainable products.

However, this intention is heavily tempered by price sensitivity, with the majority only willing to pay less than 10% more, revealing a significant gap between eco-conscious desires and purchasing reality.

This brings us to the pivotal question: "While people may care about the planet, are they willing to pay more to protect it?" 👀💢

ShopeePay Partners with Allianz General to Offer Affordable Insurance from just RM20

ShopeePay today announced the introduction of two new Personal Accident insurance plans in partnership with Allianz General Insurance Company (Malaysia) Berhad, aimed at making protection more accessible and affordable for Malaysians under its ‘Simple Finance for All’ mission.

Priced at RM50 and RM75 respectively, the plans are eligible for the government’s Perlindungan Tenang Voucher (PTV) Programme, which provides a RM30 subsidy to up to two million Sumbangan Tunai Rahmah recipients, as announced under the National Budget 2025.

This means eligible customers can enjoy comprehensive coverage from as low as RM20 (excluding SST).

Who is Eligible?
How to get it?

Malaysia’s Gig Workers Bill: Key Concerns from Stakeholders

The long-awaited Gig Workers Bill, touted as the world’s first dedicated legislation for the gig economy, has been delayed yet again — this time for the 3rd time.

Initially set for its first reading in Parliament on 14 August 2025, the postponement comes despite assurances just a week earlier from Deputy Prime Minister Datuk Seri Dr Ahmad Zahid Hamidi and Human Resources Minister Steven Sim at the Sembang Santai Teh Tarik: Industri Gig session.

No official explanation has been provided, leaving gig workers, platforms, and industry players in limbo.

What the Bill Aims to Do? 👀

Genting Malaysia’s Empire Resorts to Sell US Non-Gaming Assets for RM2.2 Billion — Funding Land Acquisition & Bond Repayment

Fresh from taking full control of Empire Resorts Inc, Genting Malaysia Berhad (GENM) has announced a strategic transaction worth US$525 million (RM2.2 billion) to unlock value and strengthen its capital structure.

The move involves selling Empire’s non-gaming assets in New York — including two hotels, a golf course, an event centre, and restaurants — to Sullivan County Resort Facilities Local Development Corporation (SCRFLDC).

What’s in the Proposal? 👀

Sapura Energy change its name to Vantris Energy: Why called Vantris?

Sapura Energy Berhad has officially changed its name to Vantris Energy Berhad (Vantris Energy), to reflect the cumulative effort the company has made in its corporate transformation. This follows shareholder approval at an Extraordinary General Meeting held on 30 July 2025.

In a separate EGM on the same day, shareholders also overwhelmingly approved the company’s Proposed Regularisation Plan - a key step in its financial and operational turnaround.

Note: Under the regularisation plan, Vantris Energy will perform a 99.99% capital reduction to offset accumulated losses, along with a 20-to-one share consolidation.

Okok... Back to the topic, why renamed to Vantris? 👀

13th Malaysia Plan (13MP): 3 Pillars with 9 Initiatives

The Prime Minister, YAB Dato’ Seri Anwar Ibrahim, today presented the 13th Malaysia Plan (13MP) for the period of 2026–2030 under the theme “Reshaping Development”, aimed at uplifting the dignity of the people.

13MP realises the aspirations of Ekonomi MADANI, to elevate the people's status and restructure the national economy, continuing the efforts introduced over the past two years by the MADANI Government.

The 13MP is mapped into 3 main pillars:

1. Strengthening Good Governance
2. Raising the Ceiling
3. Raising the Floor

The Plan outlines 9 focus areas, structured according to these three MADANI Economy pillars with the goal of elevating the nation’s dignity and status by:

• Enhancing quality of life for the people
• Restructuring the economy
• Increasing national competitiveness
• Positioning Malaysia as a leading Southeast Asian economy

Zetrix AI (Formerly MyEG) Reprimanded and Fined by Bursa – What Happened?

In a serious turn of events, Zetrix AI Berhad (previously known as My E.G. Services Berhad) and seven of its directors 😬 have been publicly reprimanded and fined by Bursa Malaysia Securities for breaching Main Market Listing Requirements (Main LR).

This announcement, released on 14 July 2025, sheds light on the importance of timely and accurate disclosures by listed companies — and the consequences when those expectations are not met.

What Happened? 👀

The "Gaji Cukup Makan" Crisis: Key Takeaways for Malaysian Graduates & Workers

A recent report titled “The Gaji Cukup Makan Economy” has exposed a harsh reality: Malaysia’s higher education system is failing to deliver financial security for graduates.

In view of the viral discussion / debate about the topic, we've summarised the report’s most critical findings and what we can do about it.

YTL Hospitality REIT sees RM123.6 Million Boost from Property Revaluation (July 2025)

YTL Hospitality REIT (YTL REIT), one of Malaysia’s leading hotel-focused real estate investment trusts, has announced the latest revaluation of its property portfolio — and the results show a significant uplift in asset value.

Let’s dive into what changed and what it means for unitholders.

YTL REIT’s entire portfolio of 18 properties was revalued as part of its annual requirement under the Securities Commission Malaysia’s REIT guidelines. These valuations were completed as of 31 May 2025, and reflect the fair market value of properties located in Malaysia, Japan, and Australia.

Expanded SST: Is Banking Services Affected? What will be Taxed?

Malaysia’s 8% Service Tax (SST) on financial services is set to begin 1 July 2025, but rest assured — your routine banking isn’t affected, says a joint statement from the Association of Banks in Malaysia (ABM), Association of Islamic Banking and Financial Institutions Malaysia (AIBIM), and Malaysian Investment Banking Association (MIBA).

Is Everyday Banking Affected?

Short answer: No

Basic, day-to-day banking services — like savings and current account transactions — are explicitly exempt from the 8% SST. ABM affirms that no new tax will apply to core services used by individuals and households.

Which services remain TAX-FREE?

(SST Expansion 2025) 6 New Taxable Services ~ Who Pays, Who's Exempt?

Brace yourselves, Malaysia – your service tax landscape is shifting dramatically on July 1, 2025. The Government's expanded Sales and Service Tax (SST) isn't just a tweak; it's a massive overhaul targeting 6 new service sectors.

Leasing that equipment?

Building that project?

Paying for premium private school or a spa day?

Get ready 👀

The long-anticipated expanded SST is finally here, bringing services like leasing, construction, finance, private healthcare, education, and beauty under the tax net. 

Designed with precision, these changes aim to boost national revenue while shielding everyday Malaysians and SMEs – but businesses in these sectors must act fast.

Stay tuned: we break down exactly who pays, who’s exempt, and the crucial thresholds you need to know.

Here is a summary of the 6 new categories of services subject to the expanded Service Tax (SST) effective 1 July 2025:

Shares2U vs Traditional Trading Promotions: Which Delivers More Value?

In today’s fast-evolving financial world, investors — especially digital-savvy Malaysians — are demanding more than just access to trading platforms. They want incentives, personalisation, and an engaging experience that adds value to their journey.

Enter Shares2U, Bursa Malaysia’s latest innovation aimed at transforming how retail investors interact with the capital market.

What is Shares2U?

(IPO Listing) Paradigm REIT ~ Largest REIT IPO in 13 years!

Are you anticipating with this one of the largest IPOs in Malaysia for 2025? Somemore, this is a REIT, which is deemed appealing for yield-seeking investors.

Upon listing, scheduled for June 10, 2025, it is expected to achieve an estimated market capitalisation of RM1.6 billion based on the illustrative issue price of RM1 per offer unit and a total listing of 1.6 billion units.

Its fact sheet states Paradigm-REIT will have an annualised distribution yield of 7.16% in the projected financial year 2025 (FY25).

Key information about Paradigm REIT:

Proton Xchange Programme 2025 ~ How to claim the RM2,000?

Thinking of upgrading your aging car? It’s time to turn your old ride into something golden with the Proton Xchange programme!

Proton Holdings Bhd has launched the Proton Xchange Programme to encourage owners of old, unroadworthy vehicles to trade them in for a new Proton model.

In a statement, the carmaker said the programme was carried out in collaboration with Car Medic Sdn Bhd, an authorised automotive treatment facility (AATF), and was open to owners of all car brands.

How much?
What should you know?

GamBit Group Launches Hybrid Asset Trust (H.A.T), Ushering in a New Era of Inclusive Wealth Management

GamBit Group has announced the official launch of its ground-breaking Hybrid Asset Trust (H.A.T) at the Malaysia 50+ Expo 2025, marking a significant milestone in the evolution of estate planning and wealth management for Malaysians of all ages.

H.A.T represents Malaysia’s pioneering estate planning solution, seamlessly integrating traditional assets with digital assets — including cryptocurrencies, NFTs, and tokenised holdings. 👀💫

An Innovation Platform

Unpaid Tax? Watch Out for LHDN Scam

Have you received any emails, SMS or calls claiming to be from LHDN? Watch out, these scams are common whenever tax filing / declaration deadline is approaching. 

How it works?

How to avoid?

Read here...

Question for Malaysia: Are We Ready for Natural Disasters including Earthquake?

Bangkok had a nightmare yesterday. The city shook as tremors from a powerful earthquake in Myanmar rippled through Thailand, causing skyscrapers shaking (and collapsed too) 😰, leaving people in shock and uncertainty.

While the extend of the damage was still unable to determine now, the incident served as a stark reminder — what if this happened to us in Malaysia?

Reminder: Our neighbour Indonesia is situated in the "Ring of Fire" is highly vulnerable to natural disasters, including earthquakes, tsunamis, volcanic eruptions.

Malaysia has been fortunate to be outside the Pacific Ring of Fire, but that doesn’t mean we’re immune to natural disasters. Floods, landslides, tsunamis and occasional tremors have made headlines over the years. The question is: Are we prepared?

From Malaysian Roots to Global Powerhouses: 3 Malaysian-Born CEOs Leading the World

Did you know that some of the biggest global companies are being led by those born in Malaysia? 👀

That’s right — while we’re busy debating nasi lemak vs. roti canai, these trailblazers are out there running billion-dollar corporations and shaping industries worldwide.

Let’s talk about the Malaysian-born CEOs who are making it big on the global stage.

Made by Malaysia AI Chips ~ How does Arm Holdings is Fuelling our Chip Ambitions?

Malaysia is making waves in the global tech industry with its ambitious plan to become a semiconductor powerhouse, and at the heart of this vision is the "Made in Malaysia AI Chips" initiative.

Backed by a US$250 million investment from UK-based Arm Holdings, a subsidiary of SoftBank, the country is positioning itself as a hub for cutting-edge AI chip design and manufacturing.

This strategic partnership marks a significant step in Malaysia’s journey to move up the semiconductor value chain and establish itself as a key player in the global AI and chip-making landscape.

Malaysia’s Bold Vision for AI and Semiconductors

(Latest) EPF’s 7 Key Statistics That You May Have Missed Out On!

Hey there, money-savvy friends! Good news just dropped from the Employees Provident Fund (EPF), and it’s time to break it down for you.

Whether you’re a Simpanan Konvensional or Simpanan Shariah member, there’s something here for everyone.

Let’s dive into the 7 key statistics that you need to know following the EPF’s latest dividend announcement for year 2024 (that you may have missed out!)

A Zodiac Guide to the Year of the Wood Snake. How's Your Luck in 2025?

As the Year of the Wood Snake slithers into view, Malaysians are gearing up for a year of transformation, wisdom, and growth. But what does 2025 hold for each of the 12 Chinese zodiac signs?

Whether you're a determined Ox, a creative Monkey, or a resourceful Rat, the stars are aligning to guide your finances, health, and relationships this year.

Let’s dive into the astrological outlook for 2025 and uncover how you can turn challenges into opportunities and dreams into reality.

The 12 Zodiac Signs and You 🐍

Ryt Bank ~ Malaysia’s First AI-Powered Digital Bank

The Ministry of Finance (MoF) has approved the issuance of a digital banking license to YTL Digital Bank Berhad, a joint venture between YTL Digital Capital Sdn Bhd and Sea Limited.

The next-generation digital bank, operating as Ryt Bank, has received approval to commence operations from 20th of December 2024. The bank will be launched in phases to the public to ensure a smooth rollout.

About Ryt Bank

Ryt Bank is a next-generation AI-powered digital bank led by YTL Digital Capital Sdn Bhd, and Sea Limited, two of Southeast Asia’s most successful companies.

(IPO Listing) Oriental Kopi ~ Are you queuing for this?

As we step into 2025, Malaysia's IPO landscape is buzzing with anticipation. Building on the momentum from 2024, which saw 55 IPOs raising RM7.42 billion — a 107% increase from the previous year — Bursa Malaysia is poised to continue this robust trajectory. 

One of the most eagerly awaited listings is that of Oriental Kopi Holdings Bhd. The Kopitiam-style chain operator has set its IPO price at 44 sen per share, aiming to raise approximately RM183.96 million ahead of its ACE Market debut.

With this pricing, Oriental Kopi's market capitalisation is projected to be around RM880 million upon listing, reflecting a price-to-earnings ratio of about 20 times based on its financial year ended September 30, 2024.

Nine (9) Key Takeaways from IPO Prospectus:

Searching for the ‘Poor’ and ‘Middle-Class’ in Malaysia?

In Malaysia, the terms "poor" and "middle-class" are frequently used, yet their definitions can be ambiguous. A recent report by the Khazanah Research Institute (KRI) delves into these classifications, shedding light on the economic realities of Malaysian households.

KRI identified significant deviations from the existing Bottom 40 (B40), Middle 40 (M40), and Top 20 (T20) classifications, thus offering a new perspective on economic stratification.

Why does it said so?