A Zodiac Guide to the Year of the Wood Snake. How's Your Luck in 2025?

As the Year of the Wood Snake slithers into view, Malaysians are gearing up for a year of transformation, wisdom, and growth. But what does 2025 hold for each of the 12 Chinese zodiac signs?

Whether you're a determined Ox, a creative Monkey, or a resourceful Rat, the stars are aligning to guide your finances, health, and relationships this year.

Let’s dive into the astrological outlook for 2025 and uncover how you can turn challenges into opportunities and dreams into reality.

The 12 Zodiac Signs and You 🐍

Ryt Bank ~ Malaysia’s First AI-Powered Digital Bank

The Ministry of Finance (MoF) has approved the issuance of a digital banking license to YTL Digital Bank Berhad, a joint venture between YTL Digital Capital Sdn Bhd and Sea Limited.

The next-generation digital bank, operating as Ryt Bank, has received approval to commence operations from 20th of December 2024. The bank will be launched in phases to the public to ensure a smooth rollout.

About Ryt Bank

Ryt Bank is a next-generation AI-powered digital bank led by YTL Digital Capital Sdn Bhd, and Sea Limited, two of Southeast Asia’s most successful companies.

(IPO Listing) Oriental Kopi ~ Are you queuing for this?

As we step into 2025, Malaysia's IPO landscape is buzzing with anticipation. Building on the momentum from 2024, which saw 55 IPOs raising RM7.42 billion — a 107% increase from the previous year — Bursa Malaysia is poised to continue this robust trajectory. 

One of the most eagerly awaited listings is that of Oriental Kopi Holdings Bhd. The Kopitiam-style chain operator has set its IPO price at 44 sen per share, aiming to raise approximately RM183.96 million ahead of its ACE Market debut.

With this pricing, Oriental Kopi's market capitalisation is projected to be around RM880 million upon listing, reflecting a price-to-earnings ratio of about 20 times based on its financial year ended September 30, 2024.

Nine (9) Key Takeaways from IPO Prospectus:

Searching for the ‘Poor’ and ‘Middle-Class’ in Malaysia?

In Malaysia, the terms "poor" and "middle-class" are frequently used, yet their definitions can be ambiguous. A recent report by the Khazanah Research Institute (KRI) delves into these classifications, shedding light on the economic realities of Malaysian households.

KRI identified significant deviations from the existing Bottom 40 (B40), Middle 40 (M40), and Top 20 (T20) classifications, thus offering a new perspective on economic stratification.

Why does it said so?

BNM's Interim Measures on Medical and Health Insurance Repricing!

Hello, readers! Big news just dropped from Bank Negara Malaysia (BNM) today regarding the much-debated repricing of Medical and Health Insurance (MHI) and Takaful plans.

If you’re worried about rising medical insurance premiums, don’t fret — BNM has announced some interim measures to address public concerns. Let’s dive into what these measures mean for you.

What is happening now?