How to get the RM300 Covid-19 Test Fund?

The Life Insurance Association of Malaysia (LIAM), Persatuan Insurans Am Malaysia (PIAM) and the Malaysian Takaful Association (MTA) have established the COVID-19 Test Fund (CTF) to support the Ministry of Health’s (MoH) efforts to conduct more COVID-19 testing for the benefit of medical insurance policyholders and takaful certificate holders. RM8 million has been pledged by the insurance and takaful industry to this fund.

Medical insurance policyholders and takaful certificate holders may apply for reimbursement up to a maximum of RM300 for COVID-19 testing (one reimbursement per individual) to maximize the number of tests that can be supported by the CTF.

Who is eligible to claim from the CTF?

The CTF is only applicable for insurance policyholders/takaful certificate holders with group/individual medical and health-related insurance policies and takaful certificates, who have been referred by registered doctors for the COVID-19 test at recognized private labs as listed on the MoH COVID-19 website.

Your insurance policy/takaful certificate must be in force as of 27 March 2020 and at the time the COVID-19 test is conducted.

Photo Credit: www.asiainsurancereview.com

Who can be tested for COVID-19 under this CTF?

Please don't simply go test and thinking that you can claim from CTF ya. It is only for those who referred/tested and are deemed as persons under investigation (PUI) as defined by the MoH or contacts of a positive case.

Case Definition of PUI:

• Acute respiratory infection (sudden onset of respiratory infection with at least one of: shortness of breath, cough or sore throat) with or without Fever AND
• Travelled to/resided in foreign country within 14 days before the onset of illness, OR
• Close contact* in 14 days before illness onset with a confirmed case of Covid-19, OR
• Attended an event associated with known COVID-19 outbreak

*** Note: This CTF does not cover Drive-Through tests offered by some private hospitals/laboratories.

If the test result was Negative, can I claim from the CTF?

Yes, you are eligible to claim from the CTF regardless of the test results.

How to apply/claim my RM300?

1. Declaration by Doctor using the downloaded form from www.MyCTF.my
   OR
   Copy of Doctor's referral letter to indicate you are required to do the COVID-19 test
   OR
   Copy of Order For Supervision And Observation At Home Form (As per 14a of Guidelines COVID-19 Management in Malaysia No.05/2020 issued by Ministry of Health). Click here to see the sample.
2. Scan copy of the original receipt
3. Copy of identity card (front & back)

Source: www.myCTF.my

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