Health Insurance / Takaful Coverage for Novel Coronavirus (2019-NCOV)

The Life Insurance Association of Malaysia (LIAM) and Malaysian Takaful Association (MTA) wish to inform that all life insurance companies and takaful operators will provide hospitalisation coverage/treatment due to Novel Coronavirus (2019-nCoV) to their policyholders/certificate holders.

The World Health Organisation (WHO) has just declared the outbreak of the coronavirus as a global health emergency.

“Even though a majority of the medical policies/certificates carry an exclusion on communicable diseases requiring quarantine by law, the Malaysian life insurers and takaful operators are responding to an immediate need of the nation by waiving the exclusion on quarantine by law in light of the increasing number of people who have been affected,” announced by Mr Mark O’Dell, Chief Executive Officer of LIAM. 

“Policyholders/certificate holders are advised to check with their respective insurance companies/takaful operators for the benefits and terms and conditions of their health insurance policy/takaful certificate,” added Mark.

To our fellow Malaysians, we wish to advise you to take precautionary measures as advised by the Ministry of Health Malaysia such as practising the highest standard of hygiene by often washing hands with soap or hand sanitizers, using a face mask, avoid visiting crowded places, etc.  More details on the coronavirus is available at www.moh.gov.my

Kindly contact the respective life insurance companies/takaful operators directly if you wish to find out more about your insurance/takaful coverage.

LIAM Member Companies (refer to website www.liam.org.my)

1. AIA Bhd.
2. Allianz Life Insurance Malaysia Berhad
3. AmMetLife Insurance Berhad
4. AXA AFFIN Life Insurance Berhad
5. Etiqa Life Insurance Berhad
6. Gibraltar BSN Life Berhad
7. Great Eastern Life Assurance (M) Berhad
8. Hannover Rueck SE, Malaysian Branch (reinsurer)
9. Hong Leong Assurance Berhad
10. Manulife Insurance Berhad
11. Malaysian Life Reinsurance Group Berhad(reinsurer)
12. MCIS Insurance Berhad
13. Prudential Assurance Malaysia Berhad
14. Sun Life Malaysia Assurance Berhad
15. Tokio Marine Life Insurance Malaysia Bhd.
16. Zurich Life Insurance Malaysia Berhad

MTA Member Companies (refer to website www.malaysiantakaful.com.my)

1. AIA PUBLIC Takaful Bhd.
2. AmMetlife Takaful Berhad
3. Etiqa Family Takaful Berhad
4. Etiqa General Takaful Berhad
5. Great Eastern Takaful Berhad
6. Hong Leong MSIG Takaful Berhad
7. FWD Takaful Berhad
8. Prudential BSN Takaful Berhad
9. Sun Life Malaysia Takaful Berhad
10. Syarikat Takaful Malaysia Keluarga Berhad
11. Syarikat Takaful Malaysia Am Berhad
12. Takaful Ikhlas Family Berhad
13. Takaful Ikhlas General Berhad
14. Zurich General Takaful Malaysia Berhad
15. Zurich Takaful Malaysia Berhad

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